Is There Homeowners Insurance Without Roof Coverage? (Unionville, CT)
Homeowners insurance pays to repair or replace your home and belongings. If they're damaged by something, your policy covers like a fire or burglary.
A standard policy also includes liability coverage which protects you if someone is injured on your property, whether your homeowners insurance will cover the cost of a new roof. Depends on the cause of the damage.
For example, your policy will likely cover the repairs if your roof is damaged in a hailstorm. But if your roof needs to be replaced because it's old and worn out, you will have to pay for the repairs yourself. Also, some policies have a separate deductible for hurricane or wind damage. So check your policy documents before filing a claim.
Ultimately, whether your homeowners insurance will pay for a new roof. Depends on the specific details of your policy.
We’d be happy to review your insurance coverage options with you! Give us a call at (860) 675-8900 or visit https://www.insurancesolutionsofct.com/.
A standard policy also includes liability coverage which protects you if someone is injured on your property, whether your homeowners insurance will cover the cost of a new roof. Depends on the cause of the damage.
For example, your policy will likely cover the repairs if your roof is damaged in a hailstorm. But if your roof needs to be replaced because it's old and worn out, you will have to pay for the repairs yourself. Also, some policies have a separate deductible for hurricane or wind damage. So check your policy documents before filing a claim.
Ultimately, whether your homeowners insurance will pay for a new roof. Depends on the specific details of your policy.
We’d be happy to review your insurance coverage options with you! Give us a call at (860) 675-8900 or visit https://www.insurancesolutionsofct.com/.
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